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Bay Banks of Virgini (BAYK)

Bay Banks of Virgini (BAYK)
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Bay Banks of Virginia, Inc. is a bank holding company headquartered in Kilmarnock, Virginia. The Company conducts substantially all of its operations through its subsidiaries, Bank of Lancaster (the Bank) and Bay Trust Company (the Trust Company). Bank of Lancaster provides individual and commercial customers with a full range of services, including commercial and consumer deposit accounts and loans, credit cards, automated teller machines and other traditional banking services. In addition, the Bank offers investment services, including financial planning, securities brokerage, and insurance products through Investment Advantage. Bay Trust provides management services for personal and corporate trusts, including estate planning, estate settlement and trust administration. Bay Trust also offers financial planning, investment services, management of IRAs and other investment accounts.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2019 Dec, 2018 Dec, 2017 Dec, 2016 Dec, 2015
Sales 55,380 48,110 37,380 22,540 19,610
Sales Growth +15.11% +28.71% +65.84% +14.94% +10.11%
Net Income 7,060 3,880 -1,270 2,530 360
Net Income Growth +81.96% +405.51% -150.20% +602.78% -80.33%
(Values in U.S. Thousands) Dec, 2019 Dec, 2018 Dec, 2017 Dec, 2016 Dec, 2015
Total Assets 1,131,920 1,080,620 970,550 486,710 456,290
Total Assets Growth +4.75% +11.34% +99.41% +6.67% +16.85%
Total Liabilities 1,005,740 963,140 856,000 445,000 416,720
Total Liabilities Growth +4.42% +12.52% +92.36% +6.79% +18.64%
(Values in U.S. Thousands) Dec, 2019 Dec, 2018 Dec, 2017 Dec, 2016 Dec, 2015
Operating Cash Flow 10,740 7,360 3,630 3,890 2,580
Operating Cash Flow Growth +45.92% +102.75% -6.68% +50.78% -35.50%
Net Cash Flow 13,790 -24,700 39,010 -7,940 -660
Change in Net Cash Flow +155.83% -163.32% +591.31% -1,103.03% -112.50%
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