Ameriserv Financial (ASRV)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 5,612 | 3,601 | -3,346 | 7,448 | 7,072 |
| Depreciation Amortization | 1,765 | 2,019 | 1,986 | 1,550 | 808 |
| Income taxes - deferred | 992 | -34 | -565 | 533 | 729 |
| Other Working Capital | -762 | -1,858 | 1,156 | -1,024 | 4,650 |
| Loans | 219 | -330 | -71 | 924 | 5,267 |
| Other Operating Activity | -4,639 | -711 | 7,128 | -4,222 | -8,587 |
| Operating Cash Flow | $3,187 | $2,687 | $6,288 | $5,209 | $9,939 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | 342 | -1,447 | -1,342 | -2,066 | -1,233 |
| Net Acquisitions | N/A | N/A | N/A | N/A | 40,431 |
| Purchase Of Investment | -82,736 | -38,016 | -48,897 | -80,454 | -79,649 |
| Sale Of Investment | 61,038 | 49,152 | 60,731 | 32,156 | 50,379 |
| Net Loans | 30,515 | -33,499 | -50,873 | -6,917 | -11,627 |
| Other Investing Activity | 1,911 | 711 | 387 | 1,000 | 1,211 |
| Investing Cash Flow | $11,070 | $-23,099 | $-39,994 | $-56,281 | $-488 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -14,642 | -26,309 | -47,690 | 88,641 | -24,702 |
| Debt Issued | N/A | N/A | 42,365 | N/A | 28,589 |
| Debt Repayment | -11,631 | 11,328 | -17,796 | -23,107 | -44,214 |
| Common Stock Issued | 9 | N/A | 94 | 106 | 57 |
| Common Stock Repurchased | N/A | -1,511 | N/A | N/A | N/A |
| Dividend Paid | -1,982 | -2,020 | -2,058 | -1,967 | -1,708 |
| Financing Cash Flow | $18,888 | $24,131 | $24,771 | $32,933 | $146 |
| Beginning Cash Position | 17,746 | 14,027 | 22,962 | 41,101 | 31,504 |
| End Cash Position | 50,891 | 17,746 | 14,027 | 22,962 | 41,101 |
| Net Cash Flow | $33,145 | $3,719 | $-8,935 | $-18,139 | $9,597 |
| Free Cash Flow | |||||
| Operating Cash Flow | 3,187 | 2,687 | 6,288 | 5,209 | 9,939 |
| Capital Expenditure | -1,124 | -1,711 | -1,381 | -2,080 | -1,241 |
| Free Cash Flow | 2,063 | 976 | 4,907 | 3,129 | 8,698 |