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X Financial ADR (XYF)

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[[ session ]] by (Cboe BZX)

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Balance Sheet for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 12/31

(Values in U.S. thousands)

	09-2025	06-2025	03-2025	12-2024	09-2024
Assets
Current Assets
Cash & Cash Equivalents	217,723	270,983	289,636	227,612	218,524
Marketable Securities	71,533	1,683	N/A	142	N/A
Receivables	430,623	441,348	332,071	278,047	243,592
Income taxes - deferred	42,688	36,246	25,909	27,087	27,452
Other current assets	1,083,766	999,385	873,488	929,763	951,569
TOTAL	$1,858,745	$1,767,306	$1,525,709	$1,467,319	$1,446,954

Non-Current Assets
PPE Net	2,925	2,587	2,311	2,169	1,648
Investments And Advances	188,095	130,468	128,347	138,577	193,597
Intangibles	5,312	5,186	5,031	5,013	5,164
Other Non-Current Assets	8,223	5,204	5,062	6,158	8,514
TOTAL	$204,555	$143,445	$140,751	$151,917	$208,923

Total Assets	$2,063,300	$1,910,751	$1,666,460	$1,619,236	$1,655,877

Liabilities
Current Liabilities
Short Term Debt	79,559	56,047	83,165	45,004	61,773
Accounts payable and accrued liabilities	401,302	342,670	236,877	0	342,931
Accrued Expenses	181,503	197,075	138,758	140,316	117,653
Other current liabilities	111,000	93,284	70,636	364,931	56,369
TOTAL	$944,300	$830,173	$639,099	$662,888	$668,721

Non-Current Liabilities
Deferred Revenues	66,068	45,099	21,989	22,567	15,113
Other Non-Current Liabilities	5,257	2,781	2,731	3,770	4,405
TOTAL	$5,257	$2,781	$2,731	$3,770	$4,405

Total Liabilities	$949,557	$832,954	$641,830	$666,658	$673,126

Shareholders' Equity
Common Shares	29	29	29	28	29
Retained earnings	773,508	709,657	638,395	571,906	539,912
Other shareholders' equity	9,655	11,131	10,659	11,283	9,540
TOTAL	$1,113,743	$1,077,797	$1,024,630	$952,578	$982,752

Total Liabilities And Equity	$2,063,300	$1,910,751	$1,666,460	$1,619,236	$1,655,878