Village Bank & Trust (VBFC)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
for [[ item.sessionDateDisplayLong ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2004 | 12-2003 | 12-2002 | |
| Interest Income | 7,650 | 5,127 | 3,633 |
| Interest Expense | 2,769 | 2,003 | 1,745 |
| Interest Income (Net of Interest Expense) | 4,881 | 3,124 | 1,888 |
| Non-Interest Income | 1,759 | 1,434 | 291 |
| Sales | 6,640 | 4,558 | 2,179 |
| Credit Losses Provision | 533 | 399 | 313 |
| Non Interest Expenses | 5,585 | 4,090 | 2,197 |
| Pre-tax Income | 522 | 69 | -330 |
| Income Tax | -339 | N/A | N/A |
| Other Income | 3,291 | 2,072 | 1,415 |
| Net Income | $862 | $69 | $-330 |
| EPS Basic Continuous Ops | 7.99 | 0.65 | -4.86 |
| EPS Basic Total Ops | 8.00 | 0.64 | -5.12 |
| EPS Diluted Continuous Ops | 7.15 | 0.65 | -4.86 |
| EPS Diluted Total Ops | 7.20 | 0.64 | -5.12 |
| EBITDA(a) | $N/A | $N/A | $N/A |