Uscb Financial Hldgs Inc (USCB)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 26,100 | 24,674 | 16,545 | 20,141 | 21,077 |
| Depreciation Amortization | 99 | 726 | -364 | -376 | -2,125 |
| Income taxes - deferred | 6,756 | 7,725 | 5,251 | 6,945 | 6,600 |
| Other Working Capital | -1,026 | -1,870 | -1,964 | -1,659 | -1,672 |
| Loans | 0 | 0 | -801 | -891 | -1,626 |
| Other Operating Activity | 10,876 | 3,582 | 3,879 | 5,377 | -203 |
| Operating Cash Flow | $42,805 | $34,837 | $22,546 | $29,537 | $22,051 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -303 | -314 | -163 | -673 | 1,019 |
| Purchase Of Investment | -156,006 | -96,632 | -149,933 | -72,074 | -316,684 |
| Sale Of Investment | 133,017 | 76,992 | 156,410 | 117,080 | 117,368 |
| Net Loans | -218,118 | -192,654 | -272,476 | -314,934 | -146,066 |
| Other Investing Activity | -4,000 | 0 | -6,840 | 0 | -15,000 |
| Investing Cash Flow | $-245,410 | $-212,608 | $-273,002 | $-270,601 | $-359,363 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 376,050 | 227,000 | 529,350 | 126,000 | N/A |
| Debt Repayment | -341,500 | -247,000 | -392,350 | -116,000 | N/A |
| Common Stock Issued | 804 | 1,319 | 75 | 102 | 39,826 |
| Common Stock Repurchased | -34,554 | -501 | -7,583 | N/A | N/A |
| Dividend Paid | -7,829 | -3,939 | N/A | N/A | -2,077 |
| Other Financing Activity | 0 | 0 | 0 | 0 | -18,920 |
| Financing Cash Flow | $164,047 | $213,744 | $237,350 | $249,004 | $335,806 |
| Beginning Cash Position | 77,035 | 41,062 | 54,168 | 46,228 | 47,734 |
| End Cash Position | 38,477 | 77,035 | 41,062 | 54,168 | 46,228 |
| Net Cash Flow | $-38,558 | $35,973 | $-13,106 | $7,940 | $-1,506 |
| Free Cash Flow | |||||
| Operating Cash Flow | 42,805 | 34,837 | 22,546 | 29,537 | 22,051 |
| Capital Expenditure | -303 | -314 | -163 | -673 | -633 |
| Free Cash Flow | 42,502 | 34,523 | 22,383 | 28,864 | 21,418 |