Sanlam Ltd (SLMAF)

Sanlam Ltd was established on 1918. The Company provides financial solutions to individual and institutional clients. Its solutions includes individual, group and short-term insurance, personal financial services such as estate planning, trusts, home and personal loans, savings and linked products, investment, asset management, property asset management, stockbroking, risk management and capital market activities. The Company provides these solutions to various segments of the markets where they operates and offers the solutions from a number of mutually dependent business entities in its group. The Company operates in five business segments: Sanlam Personal Finance, Sanlam Emerging Markets, Sanlam Investments, Santam, Corporate and Other. The Sanlam Personal Finance (SPF) cluster is responsible for company's retail business in South Africa. It provides clients across all market segments with a range of appropriate and competitive financial solutions. The Sanlam Emerging Markets (SEM) cluster is responsible for company's financial services offering in emerging markets outside South Africa. The Sanlam Investments (SI) cluster provides individual and institutional clients in South Africa, the UK and elsewhere in Europe, the USA and Australia access to a range of specialised investment and risk management expertise. Santam specialises in short-term insurance products for a diversified market in South Africa. These products are offered through broker networks and direct sales channels and include personal, commercial, agricultural and specialised insurance products.