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Non-Standard Finance Plc (NSF.LN)

Non-Standard Finance Plc (NSF.LN)
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Non-Standard Finance PLC is a consumer finance provider based in the United Kingdom. Its core business is the provision of consumer finance through loans and other credit facilities throughout the country. Its business is structured in four segments, namely, Branch-based lending (Everyday Loans); Guarantor loans (TrustTwo and George Banco); Home credit (Loans at Home); and Central (head office activities). The company has a Home Credit Division, which trades as Loans at Home. The company's subsidiary Trust Two focuses on guaranteed loans in the non-standard finance sector. Everyday Loans provides unsecured consumer loans, primarily on a face-to-face basis, through its network of branches across the country.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2022 Dec, 2021 Dec, 2020 Dec, 2019 Dec, 2018
Sales 69,459 106,391 134,983 154,280 139,343
Sales Growth -34.71% -21.18% -12.51% +10.72% +40.44%
Net Income -56,359 -29,685 -135,557 -76,308 -1,679
Net Income Growth -89.86% +78.10% -77.64% -4,444.85% +83.75%
(Values in U.S. Thousands) Dec, 2022 Dec, 2021 Dec, 2020 Dec, 2019 Dec, 2018
Total Assets 223,969 341,138 364,380 480,681 494,538
Total Assets Growth -34.35% -6.38% -24.20% -2.80% +10.41%
Total Liabilities 321,515 382,325 375,184 357,070 283,815
Total Liabilities Growth -15.91% +1.90% +5.07% +25.81% +32.21%
(Values in U.S. Thousands) Dec, 2022 Dec, 2021 Dec, 2020 Dec, 2019 Dec, 2018
Operating Cash Flow 17,916 57,762 82,193 -15,927 -34,763
Operating Cash Flow Growth -68.98% -29.72% +616.06% +54.18% +6.05%
Net Cash Flow -81,794 36,621 63,764 298 2,940
Change in Net Cash Flow -323.35% -42.57% +21,297.32% -89.86% -48.77%
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