Metrocity Bankshares Inc (MCBS)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 68,532 | 64,504 | 51,613 | 62,602 | 61,701 |
| Depreciation Amortization | 3,511 | 2,960 | 2,687 | 3,875 | 2,809 |
| Income taxes - deferred | 643 | 350 | 1,010 | -2,956 | -3,074 |
| Other Working Capital | -33,247 | -6,015 | 24,725 | 72,925 | -4,581 |
| Loans | 771 | 0 | 0 | 96,932 | 0 |
| Other Operating Activity | -2,508 | 1,702 | 2,064 | -98,684 | 8,578 |
| Operating Cash Flow | $37,702 | $63,501 | $82,099 | $134,694 | $65,433 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | 1,772 | -22 | -822 | -2,313 | 602 |
| Net Acquisitions | 9,153 | N/A | N/A | N/A | N/A |
| Purchase Of Investment | -8,000 | 0 | 0 | N/A | -22,244 |
| Sale Of Investment | 201 | -1,765 | 919 | 5,094 | -10,703 |
| Net Loans | 123,706 | 7,655 | -110,362 | -646,597 | -875,706 |
| Other Investing Activity | 0 | 0 | 0 | -8,000 | -22,500 |
| Investing Cash Flow | $126,832 | $5,868 | $-110,265 | $-651,816 | $-930,551 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 100,000 | 450,000 | 425,000 | 525,000 | 640,000 |
| Debt Repayment | -50,000 | -400,000 | -475,392 | -650,067 | -250,024 |
| Common Stock Issued | -272 | N/A | N/A | N/A | N/A |
| Common Stock Repurchased | -2,727 | -10 | -2,020 | -8,195 | -5,544 |
| Dividend Paid | -24,845 | -21,051 | -18,200 | -15,290 | -11,792 |
| Other Financing Activity | -1,116 | 900 | 0 | 0 | 0 |
| Financing Cash Flow | $-30,733 | $35,701 | $-6,514 | $255,266 | $1,155,771 |
| Beginning Cash Position | 249,875 | 144,805 | 179,485 | 441,341 | 150,688 |
| End Cash Position | 383,676 | 249,875 | 144,805 | 179,485 | 441,341 |
| Net Cash Flow | $133,801 | $105,070 | $-34,680 | $-261,856 | $290,653 |
| Free Cash Flow | |||||
| Operating Cash Flow | 37,702 | 63,501 | 82,099 | 134,694 | 65,433 |
| Capital Expenditure | -674 | -1,286 | -4,931 | -2,354 | -384 |
| Free Cash Flow | 37,028 | 62,215 | 77,168 | 132,340 | 65,049 |