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Lake Shore Bancorp (LSBK)

Lake Shore Bancorp (LSBK)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Cash Flow for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 12/31

(Values in U.S. thousands)
  12-2025 09-2025 06-2025 03-2025 12-2024
Cash Flows From Operating Activities
Net Income 7,269 5,335 2,975 1,057 4,931
Depreciation Amortization 1,067 789 511 237 1,307
Income taxes - deferred -101 -154 -105 -92 128
Other Working Capital 753 881 -550 -367 -1,434
Other Operating Activity -990 -1,002 -321 -117 -2,424
Operating Cash Flow $7,998 $5,849 $2,510 $718 $2,508
Cash Flows From Investing Activities
Change In Deposits 223 N/A N/A N/A N/A
PPE Investments -560 -577 -536 -150 41
Sale Of Investment 3,574 2,718 1,931 1,020 4,339
Net Loans -10,979 -8,073 -7,971 -7,122 12,020
Other Investing Activity -386 1,163 651 651 4,716
Investing Cash Flow $-8,128 $-4,769 $-5,925 $-5,601 $21,116
Cash Flows From Financing Activities
Debt Repayment -10,351 -8,325 -8,299 -6,274 -25,093
Common Stock Issued 43,239 43,241 N/A N/A N/A
Common Stock Repurchased -53 -51 -51 -35 -20
Dividend Paid -1,676 -1,019 -361 -361 -1,082
Other Financing Activity -179 -1,786 -159 -902 -82
Financing Cash Flow $31,279 $49,427 $45,651 $2,180 $-44,223
Beginning Cash Position 33,131 33,131 33,131 33,131 53,730
End Cash Position 64,280 83,638 75,367 30,428 33,131
Net Cash Flow $31,149 $50,507 $42,236 $-2,703 $-20,599
Free Cash Flow
Operating Cash Flow 7,998 5,849 2,510 718 2,508
Capital Expenditure -560 -577 -536 -150 41
Free Cash Flow 7,438 5,272 1,974 568 2,549
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