Choiceone Financial (COFS)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
for [[ item.sessionDateDisplayLong ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 03-2026 | 12-2025 | 09-2025 | 06-2025 | 03-2025 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 13,704 | 28,176 | 14,309 | -372 | -13,906 |
| Depreciation Amortization | 4,738 | 6,778 | 4,517 | 2,634 | 3,707 |
| Other Working Capital | -18,501 | -16,010 | -13,115 | -12,380 | -12,051 |
| Loans | -5,666 | -678 | 405 | -671 | 233 |
| Other Operating Activity | 5,548 | 13,548 | 11,664 | 13,275 | 12,624 |
| Operating Cash Flow | $-177 | $31,814 | $17,780 | $2,486 | $-9,393 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | -21,377 | 35,272 | 37,070 | 90,038 | 87,022 |
| PPE Investments | -1,276 | -5,563 | -3,782 | -2,289 | -835 |
| Purchase Of Investment | -296 | -4,756 | -4,311 | -2,700 | -979 |
| Sale Of Investment | N/A | 648 | N/A | N/A | N/A |
| Net Loans | 41,374 | -89,318 | 18,286 | 11,571 | 5,022 |
| Other Investing Activity | -3,861 | 170,403 | 177,650 | 170,411 | 169,668 |
| Investing Cash Flow | $14,564 | $106,686 | $224,913 | $267,031 | $259,898 |
| Cash Flows From Financing Activities | |||||
| Common Stock Issued | 255 | 892 | 678 | 432 | 172 |
| Common Stock Repurchased | -1,441 | -2,679 | -2,051 | -1,837 | -2,059 |
| Dividend Paid | -4,337 | -16,949 | -12,599 | -8,395 | -4,192 |
| Other Financing Activity | -80,000 | -80,540 | -147,540 | -146,828 | -207,501 |
| Financing Cash Flow | $-18,157 | $-147,263 | $-240,465 | $-209,988 | $-207,835 |
| Beginning Cash Position | 87,988 | 96,751 | 96,751 | 96,751 | 96,751 |
| End Cash Position | 84,218 | 87,988 | 98,978 | 156,280 | 139,421 |
| Net Cash Flow | $-3,770 | $-8,763 | $2,227 | $59,529 | $42,670 |
| Free Cash Flow | |||||
| Operating Cash Flow | -177 | 31,814 | 17,780 | 2,486 | -9,393 |
| Capital Expenditure | -1,524 | -6,627 | -4,510 | -2,910 | -835 |
| Free Cash Flow | -1,701 | 25,187 | 13,270 | -424 | -10,228 |