Carter Bankshares Inc (CARE)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 31,362 | 24,523 | 23,384 | 50,118 | 31,590 |
| Depreciation Amortization | 11,680 | 11,164 | 14,703 | 12,433 | 12,735 |
| Income taxes - deferred | 2,171 | 2,689 | 368 | 3,630 | 3,114 |
| Other Working Capital | -809 | 3,301 | -46 | 2,376 | 32,200 |
| Loans | -339 | 0 | 0 | 1,741 | 25,209 |
| Other Operating Activity | -4,203 | -4,739 | 8,321 | 493 | -27,310 |
| Operating Cash Flow | $39,862 | $36,938 | $46,730 | $70,791 | $77,538 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -8,055 | -8,133 | -9,798 | -5,482 | -8,484 |
| Net Acquisitions | 53,573 | N/A | N/A | N/A | -73,923 |
| Purchase Of Investment | -63,684 | -25,126 | -24,938 | -135,634 | -466,648 |
| Sale Of Investment | 105,590 | 96,546 | 80,338 | 97,082 | 309,993 |
| Net Loans | -255,303 | -135,888 | -359,407 | -342,877 | 119,451 |
| Other Investing Activity | 11,968 | 4,199 | 6,794 | 4,840 | 13,256 |
| Investing Cash Flow | $-155,911 | $-68,402 | $-307,011 | $-382,071 | $-106,355 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | N/A | N/A | -17,870 | -127,000 | -28,000 |
| Debt Issued | 610,000 | 1,870,000 | 3,441,685 | 300,550 | N/A |
| Debt Repayment | -501,500 | -2,193,400 | -3,228,835 | 17,870 | N/A |
| Common Stock Repurchased | -20,000 | 0 | -16,416 | -42,927 | -157 |
| Financing Cash Flow | $90,041 | $108,106 | $267,941 | $80,350 | $64,674 |
| Beginning Cash Position | 131,171 | 54,529 | 46,869 | 277,799 | 241,942 |
| End Cash Position | 105,163 | 131,171 | 54,529 | 46,869 | 277,799 |
| Net Cash Flow | $-26,008 | $76,642 | $7,660 | $-230,930 | $35,857 |
| Free Cash Flow | |||||
| Operating Cash Flow | 39,862 | 36,938 | 46,730 | 70,791 | 77,538 |
| Capital Expenditure | -8,055 | -8,133 | -9,798 | -5,890 | -8,484 |
| Free Cash Flow | 31,807 | 28,805 | 36,932 | 64,901 | 69,054 |