Affirmative Insurance Holdings (AFFMQ)

Affirmative Insurance Holdings, Inc. designs, underwrites, and services non-standard personal automobile insurance policies for individual consumers in the United States. The company offers liability-only policies, including bodily injury liability coverage for insured involved in accidents that cause bodily injury to others, and also provides them with a defense if others sue for covered damages; and property damage liability coverage for insured involved in accidents that cause damage to another's property. It also provides full coverage policies, such as collision coverage for damage to the insured vehicle as a result of a collision with another vehicle or object; and comprehensive coverage for damages to the insured vehicle as a result of causes other than collision, such as theft, hail, and vandalism. In addition, the company distributes non-standard insurance policies underwritten by a county mutual insurance company.