/Cash-App-Symbol.png)
This is sponsored content. Barchart is not endorsing the websites or products set forth below.
What if you could help your teen develop smart financial habits before they ever leave home? Investing, money management, budgeting, and financial literacy are essential skills for anyone trying to get ahead in today’s world. Early financial education can help build knowledge for making informed choices about money management. That’s why Cash App Families was built, and you can get started today, completely in less than a few minutes.
Financial literacy often isn’t intuitive, and the effects of not learning can have incredibly detrimental effects over the long term. But learning it early is important. Today's smartest parents are stepping in, and they’re using this app to do it. Cash App Families, a teen-friendly money platform from Cash App, is giving families a simple, secure way to teach kids how to save at 3.75% interest****, spend, and even invest*—starting as early as 13 years old. Cash App Families is like giving your teen a debit card, savings tools, and a financial learning experience, all in one app.
And the best part? You’re still in control.
Money Skills Made Modern
Forget the piggy bank. With Cash App Families, teens can:
Earn 3.75% interest on savings****
Send and receive money instantly (no more crumpled-up bills or IOUs)
Spend using a personalized Visa debit card that they design themselves
Score instant discounts at popular brands and retailers
Invest in stocks with as little as $1*, with your permission
Every feature is designed to encourage real-world money habits, from budgeting and setting savings goals to learning the basics of investing. It’s hands-on learning, backed by your oversight. But don’t wait to get your family started with these habits, sign up today.
You’re the Backstop, Not the Bank
Cash App’s built-in parental controls make it easy to:
Monitor transactions and balances in real time
Set spending limits to build good habits gradually
Get alerts when your teen sends money to someone new
Think of it as training wheels for financial freedom—you guide, they grow.
Investing early can make a difference
Starting small today can help teens learn big lessons about personal finance. Giving teens access to tools like fractional investing*, budgeting categories, and financial goals early in life can help them down the road.
Financial behaviors formed in teen years could help lead to long-term financial success. With Cash App Families, you’re not just giving them a way to manage money. You're giving them a head start on developing financial literacy skills.
Real Talk: Why It Matters
Too many young adults learn about credit scores, overdraft fees, and debt after they’ve made costly mistakes. Cash App Families lets teens learn the ropes while they’re still under your roof, all with no monthly fees, no overdraft risks, and no surprises.
You wouldn’t let your kid drive a car without lessons, so why let them manage money without them?
Get Started in Minutes
No hidden fees
Works for ages 13–17**
Eligible for FDIC pass-through insurance***
Takes just minutes to set up
Give your teen more than an allowance — give them an advantage. Get started with Cash App Families now.
The Fin-Tech App That Helps Your Kids Earn Interest (Yes, Really)
Let’s be honest: Raising kids isn’t cheap. Between gas money, fast food, subscriptions, and that mysterious $12 charge from “Somewhere on Roblox,” the expenses add up fast. Between lunch money, rideshare requests, and late-night snack runs, being a parent often means feeling like an ATM.
But what if, instead of just giving them money, you could help them learn to manage it—and even give it a chance to grow?
With Cash App Families, now they can. It’s a simple, secure way for teens to spend, save, and even invest* with your permission, your oversight, and zero surprise bills. Cash App now offers 3.75% on savings balances for sponsored teens****.
With Cash App Families, you can. It’s a secure, modern way to help your teen start managing their own finances—with your guidance and guardrails built in. Don’t wait and let this valuable opportunity pass you by, get started today and start raising a financially independent family.
Teach Money Skills They’ll Actually Use
Most kids graduate high school knowing how to take a test, but not how to budget, invest, or even check their bank account.
That’s a problem.
The earlier kids learn about investing, the more likely they are to avoid bad debt, and be more prepared for the real world. With Cash App Families, your teen gets real-world tools like:
3.75% interest on savings balance****
A customizable Visa debit card
Access to stock investing with just $1 (with your permission)*
Spending alerts and savings goals
Hands-on budgeting tools
Start teaching money skills now—before life does it the hard way. And you can get started right now.
Allowance For the Modern Age
The old-school allowance system? Outdated. Kids need more than cash in an envelope. They need to start building healthy habits today that will help grow their knowledge of money management skills. And parents? They need the tools to manage their family finances safely, securely and without having to smother their kids. With Cash App Families, you can:
Send digital “allowance” on your terms
Watch how they budget and spend
Help them save and invest* with real-time feedback
You’ll still be in control—but they’ll learn how to control their money. Give your teen their first taste of financial independence — without giving up visibility. Set up an account today.
Oversight, Not Overreach
Cash App isn’t about cutting the cord—it’s about smart freedom.
You’ll have full access to:
View their balance and activity at any time
Get notified when they send money to someone new
Set daily limits to build good habits
It’s the perfect balance: they get to learn, you get to lead. Stay in the loop without micromanaging. Get started now.
Raise a Teen Who Doesn’t Need Your Credit Card
Whether it’s covering their own Starbucks tab or investing* in a stock they researched themselves online, it’s never too early (or late) to start building healthy habits and looking out for your financial future. This is your chance to help them:
Save before they spend
Understand the value of a dollar
Learn more about personal finance before they step out on their own
You teach them how to drive—why not teach them how to thrive? Don’t wait until it’s too late, get started today.
TL;DR: Your Kid Can Learn to Pay for Themselves
From passive income with 3.75% interest savings**** to tracking savings goals, you now have the power to help your kids help you pay for themselves. Cash App Families is:
Designed for ages 13–17**
3.75% interest on savings balance****
Built with parental controls
Free from hidden fees
A smart step toward education on personal finance
Give your teen more than a debit card—give them a head start. Get started now.
Bullet points
- Complete Parental Oversight: Get a secure debit card for your teen and have complete oversight of their spending. Instantly lock their Cash App Card wherever, whenever you need. Cash App uses real-time transaction notifications to help prevent fraud.
- Teach Financial Independence: Sponsor your teen on Cash App and help them start to manage their own money. With Cash App, your teen can gain real-world digital payment and budgeting experience. Saving for the future starts today—teens can create simple savings goals.
- Security & Trust: Cash App offers continuous monitoring and proactive fraud prevention for your teens. Cash App is backed by industry-standard security features that detect and help prevent scams.
Disclosure:
Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Savings, Discounts and overdraft coverage provided by Cash App, a Block.Inc, brand. Prepaid debit cards issued by Sutton Bank, Member FDIC. See Terms & Conditions.
*Brokerage services provided by Cash App Investing LLC, member FINRA/SIPC, subsidiary of Block, Inc. Investing is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. Block, Inc. is not a member of FINRA or SIPC. For additional information, see the Cash App Investing disclosures. Cash App Investing is a self-directed service; you are solely responsible for orders placed through your account. Cash App Investing does not provide investment advice or recommendations. Additional fees for securities may apply such as regulatory fees and fees to transfer securities externally. Please see our House Rules for more information. Fractional shares investing may involve additional risks such as non-transferability. For additional information regarding the unique risks and limitations of fractional shares, please see your Investing Customer Account Agreement.
**Teens 13 to 17 can use Cash App with sponsorship by an eligible parent or guardian. To view the eligibility requirements for sponsoring a teen, please visit the Sponsored Accounts section of the Cash App Terms of Service.
***With a Cash App Card or a Sponsored Account, your funds are eligible for FDIC passthrough insurance through our Program Banks, Wells Fargo Bank, N.A. and/or Sutton Bank, Members FDIC for up to $250,000 per customer when aggregated with all other deposits held in the same legal capacity at each Program Bank above, if certain conditions are met. Cash App is a financial services platform, and not an FDIC-insured bank.
Barchart has not reviewed, approved, or endorsed the content and was paid up to $14.00 per click for placement and promotion of the content on this site and other forms of public distribution covering the period of November 2025.
