Over the past 12 months, we have published several articles arguing that past-due student loans are very likely to affect the entire retail credit industry.

One of those five balance sheet issues we have been highlighting is regarding shadow lenders and the close interlinkages between traditional banks and shadow lenders. This is now starting to make the news....

When I first began buying gold when it was around $300 in price, I remember people saying how they would not want to live in a world of $1,000 gold. This fear was based upon the commonly held expectation...

This week, the Financial Times reported that new reporting rules set to take effect in the autumn will allow banks to hide troubled loans and conceal signs of distress in their lending portfolios. The...

When markets reach an extreme in bullishness, the market tops, and when it reaches an extreme in bearishness, the market bottoms. But, the more difficult part of this analysis is in determining when those...

If I had asked this question in January, almost all of you would have answered this question with 7000SPX, as almost all analysts and investors were certain that the market was heading to that target this...

Gold has now increased almost three-fold from the lows struck in 2015. And, while I do think we can still see higher levels over the coming year or so in the gold market, I am starting to see signs that...

In a number of past articles, I have tried to prepare those reading my analysis for the strong probability that we can see a long-term bear market. I have outlined the many reasons supporting my perspective,...

Whereas the Great Depression was the result of one stock market crash and lasted approximately a decade, I believe the upcoming bear market has potential to last twice as long and cause many crashes along...

Before you begin to give any weight to the fact that Wall Street analysts are all very bullish for 2025 or to believe that 2025 will continue along the same path as 2023 and 2024, I think you should consider...