[[ type === 'moc' ? 'MARKET ON CLOSE' : 'FREE WEBINAR' ]]

[[ timeLabel ]] WATCH LIVE:

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Vsb Bancorp Inc [Ny] (VSBN)

[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [OTC US]

[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]

[[ session ]] by (Cboe BZX)

[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [OTC US]

[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]

[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]

Income Statement for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 12/31

(Values in U.S. thousands)

	12-2019	12-2018	12-2017	12-2016	12-2015
Interest Income	14,151	13,244	12,389	10,791	9,663
Interest Expense	1,707	1,189	925	934	757
Interest Income (Net of Interest Expense)	12,444	12,055	11,464	9,857	8,906
Non-Interest Income	2,418	2,521	2,576	2,691	2,828
Sales	14,862	14,576	14,040	12,547	11,734
Credit Losses Provision	225	125	15	265	230
Non Interest Expenses	10,583	10,077	9,376	8,807	8,720
Pre-tax Income	4,054	4,374	4,650	3,476	2,784
Income Tax	641	1,118	2,092	1,217	1,153
Other Income	5,761	5,563	5,575	4,410	3,541
Net Income	$3,413	$3,257	$2,558	$2,259	$1,631
EPS Basic Continuous Ops	1.89	1.83	1.47	1.31	0.94
EPS Basic Total Ops	1.89	1.83	1.44	1.29	0.93
EPS Diluted Continuous Ops	1.89	1.81	1.46	1.31	0.93
EPS Diluted Total Ops	1.88	1.81	1.43	1.28	0.93
EPS Diluted Before Non-Recurring Items	1.88	1.81	1.43	1.28	0.93
EBITDA(a)	$N/A	$N/A	$N/A	$N/A	$N/A