Upstart Holdings Inc (UPST)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 09-2025 | 06-2025 | 03-2025 | 12-2024 | 09-2024 | |
| Sales | 277,105 | 257,291 | 213,371 | 218,964 | 162,140 |
| Cost of Goods | 49,790 | 46,246 | 40,501 | 40,602 | 39,302 |
| Gross Profit | 227,315 | 211,045 | 172,870 | 178,362 | 122,838 |
| Operating Expenses | 204,439 | 206,749 | 177,867 | 183,714 | 168,292 |
| Operating Income | 23,666 | 4,542 | -4,496 | -4,750 | -45,152 |
| Other Income | 8,263 | 1,114 | 2,078 | 2,106 | 38,439 |
| Pre-tax Income | 31,929 | 5,656 | -2,418 | -2,644 | -6,713 |
| Income Tax | 124 | 49 | 29 | 111 | 45 |
| Net Income Continuous | 31,805 | 5,607 | -2,447 | -2,755 | -6,758 |
| Net Income | $31,805 | $5,607 | $-2,447 | $-2,755 | $-6,758 |
| EPS Basic Total Ops | 0.33 | 0.06 | -0.03 | -0.01 | -0.07 |
| EPS Basic Continuous Ops | 0.33 | 0.06 | -0.03 | 0.00 | -0.08 |
| EPS Diluted Total Ops | 0.23 | 0.05 | -0.03 | -0.01 | -0.07 |
| EPS Diluted Continuous Ops | 0.29 | 0.05 | -0.03 | 0.00 | -0.08 |
| EPS Diluted Before Non-Recurring Items | 0.20 | 0.05 | -0.03 | -0.02 | -0.45 |
| EBITDA(a) | $29,797 | $10,385 | $1,904 | $-51 | $-39,762 |