Upstart Holdings Inc (UPST)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2024 | 12-2023 | 12-2022 | 12-2021 | 12-2020 | |
| Sales | 636,528 | 513,562 | 842,444 | 848,589 | 233,416 |
| Cost of Goods | 157,996 | 150,418 | 187,994 | 117,579 | 37,581 |
| Gross Profit | 478,532 | 363,144 | 654,450 | 731,010 | 195,835 |
| Operating Expenses | 652,384 | 620,087 | 769,307 | 590,708 | 184,651 |
| Operating Income | -172,856 | -256,525 | -113,863 | 140,881 | 11,765 |
| Other Income | 44,460 | 16,500 | 4,789 | -7,150 | -5,815 |
| Pre-tax Income | -128,396 | -240,025 | -109,074 | 133,731 | 5,950 |
| Income Tax | 185 | 107 | -409 | -1,712 | 371 |
| Net Income Continuous | -128,581 | -240,132 | -108,665 | 135,443 | 5,579 |
| Minority Interests | N/A | N/A | N/A | N/A | -404 |
| Net Income | $-128,581 | $-240,132 | $-108,665 | $135,443 | $5,983 |
| EPS Basic Total Ops | -1.44 | -2.87 | -1.31 | 1.73 | 0.34 |
| EPS Basic Continuous Ops | -1.44 | -2.87 | -1.31 | 1.73 | 0.32 |
| EPS Diluted Total Ops | -1.44 | -2.87 | -1.31 | 1.43 | 0.34 |
| EPS Diluted Continuous Ops | -1.44 | -2.87 | -1.31 | 1.43 | 0.32 |
| EPS Diluted Before Non-Recurring Items | -1.76 | -2.69 | -1.31 | 1.44 | 0.00 |
| EBITDA(a) | $-152,307 | $-231,622 | $-100,350 | $148,422 | $14,043 |