Emclaire Finl Cor (EMCF)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2021 | 12-2020 | 12-2019 | 12-2018 | 12-2017 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 10,171 | 6,748 | 7,954 | 4,211 | 4,277 |
| Depreciation Amortization | 1,455 | 1,590 | 2,175 | 1,556 | 1,946 |
| Other Working Capital | 5,646 | -2,166 | -961 | -621 | 2,028 |
| Loans | -464 | -310 | 37 | 558 | -24 |
| Other Operating Activity | 1,681 | 3,669 | 1,223 | 908 | -13 |
| Operating Cash Flow | $18,489 | $9,531 | $10,428 | $6,612 | $8,214 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 3,234 | 3,980 | -2,960 | -2,540 | N/A |
| PPE Investments | 842 | -322 | -1,558 | -335 | -199 |
| Net Acquisitions | N/A | N/A | N/A | 1,557 | 2,517 |
| Purchase Of Investment | -105,100 | -56,777 | -76,149 | -19,145 | -29,474 |
| Sale Of Investment | 29,865 | 70,489 | 57,884 | 22,097 | 29,813 |
| Net Loans | 20,125 | -108,045 | 11,758 | -23,618 | -45,231 |
| Other Investing Activity | -7,221 | -2,970 | -837 | 0 | 210 |
| Investing Cash Flow | $-58,255 | $-93,645 | $-11,862 | $-21,984 | $-42,364 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | N/A | 20,000 | N/A | 15,000 | 5,000 |
| Debt Repayment | -15,000 | -16,500 | -6,000 | -6,000 | -16,000 |
| Common Stock Issued | N/A | N/A | N/A | N/A | 1,375 |
| Dividend Paid | -3,462 | -3,436 | -3,313 | -2,753 | -2,374 |
| Other Financing Activity | 5,000 | 0 | -10,800 | 9,150 | -7,000 |
| Financing Cash Flow | $11,407 | $106,567 | $5,465 | $16,151 | $30,956 |
| Beginning Cash Position | 37,439 | 14,986 | 10,955 | 10,176 | 17,568 |
| End Cash Position | 9,080 | 37,439 | 14,986 | 10,955 | 14,374 |
| Net Cash Flow | $-28,359 | $22,453 | $4,031 | $779 | $-3,194 |
| Free Cash Flow | |||||
| Operating Cash Flow | 18,489 | 9,531 | 10,428 | 6,612 | 8,214 |
| Capital Expenditure | -872 | -1,155 | -1,809 | -885 | -204 |
| Free Cash Flow | 17,617 | 8,376 | 8,619 | 5,727 | 8,010 |